It's cold ya'll. I've had this dress for three years now and I love it but I would always stop wearing it as soon as the cooler weather blew in. But this year I had an aha moment and started wearing it over long shirts. Why didn't I do this sooner? My wardrobe options just tripled.
Dress: Mossimo (similar here)
Shirt: JCrew Factory Store (similar here)
JCrew Factory Skinny Calf Hair Belt, Necklace: Banana Republic Factory Store